Car Insurance Claim After A Car Accident In Ontario
It's important that you speak with your car insurance agent after your car accident to deal with and answer questions specific of your car accident situation.
Speaking With Your Car Insurance Company
When you call your car insurance company and inform them of your car accident, they will most likely ask you many questions about the accident including:
when the car accident happened (date, time and location)
your version of what happened to cause the accident
the other driver's name and licence number
the other driver’s insurance company name
the car insurance policy number of the other driver
the other driver’s car information (car model, year, licence plate, etc)
the damage to your car if any; and
the name and badge number of the investigating police officer
Remember when speaking with your insurance agent that he or she works for the car insurance company. It is their claim adjuster's job to investigate the details of the car accident and determine fault, settlement, and adherence to the policy terms. So, only proffer the information that is requested of you, don't claim fault and don't say more than asked or needed.